Abhishek Lamichhane

Abhishek Lamichhane
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Agri-Fintech / Digital Lending1,000+ Farmers Funded • NMB Bank API • Collateral-Free Loans

KHETI Agricultural Platform

Nepal's first digital agri-loan system, facilitating collateral-free agricultural financing to over 1,000+ farmers in direct partnership with NMB Bank.

CORE ARCHITECTURAL FEATURES & CAPABILITIES
  • Spearheaded mobile development of the KHETI agri-loan platform, connecting unbanked rural farmers with formal institutional credit.
  • Integrated NMB Bank lending APIs to automate digital credit eligibility checks and instantaneous loan sanctioning.
  • Engineered automated eKYC verification pipelines, document scanning, and farmer biometric profile capture.
  • Designed intuitive 'Buy Today, Pay Later' agri-input financing journeys with offline resilience for rural areas with erratic connectivity.
  • Enforced strict data encryption protocols across all client-server communication channels handling sensitive financial records.

Technologies & Architecture Stack

FlutterNMB Bank APIseKYC VerificationData EncryptionOffline StorageREST APIs
Security & Resilience

Engineered with strict zero-trust security standards, biometric authentication, device binding, and encrypted local storage to safeguard sensitive financial and corporate workflows.

Clean Architecture

Separated domain, data, and presentation layers using reactive state management (Riverpod/BLoC), ensuring maximum testability, modularity, and rapid feature development.

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